Selecting the right motorcycle insurance policy in Malaysia requires evaluating various aspects, such as protection possibilities, premiums, customer care, and additional Rewards offered by distinctive insurers. This information compares some of Malaysia's major motorbike insurance coverage vendors to assist you to make an educated selection that meets your Driving wants and spending plan.
one. Allianz Malaysia Berhad
Coverage Solutions: Allianz Malaysia delivers complete coverage selections tailor-made to shield equally riders and their bikes. Their guidelines typically include things like:
Third-Bash Liability: Handles damages and injuries caused to Other folks in an accident.
Individual Harm: Handles restore or substitution fees for your personal motorbike due to mishaps, fireplace, or theft.
Individual Incident: Supplies payment for bodily personal injury or Loss of life ensuing from a mishap.
Additional Positive aspects: Roadside assistance, health care expenses, and a lot more.
Premiums and Savings: Allianz Malaysia gives aggressive premiums with alternatives for special discounts dependant on Protected Driving information, many policies, and membership affiliations.
Customer Service: Known for successful promises processing and very good customer help.
two. AXA Affin Common Coverage Berhad
Coverage Selections: AXA Affin offers versatile bike insurance coverage strategies with comprehensive protection, together with:
Third-Occasion Liability: Addresses lawful liabilities for bodily injury or house harm to Other individuals.
Individual Damage: Addresses repair service costs to your bike in accidents, theft, or organic disasters.
Particular Incident: Gives protection for accidental Dying or bodily injuries.
Rates and Discounts: AXA Affin gives aggressive premiums and special discounts for Risk-free riders, loyalty courses, and bundling policies.
Customer support: Trusted customer service using a person-welcoming claims method and 24/seven aid.
3. Etiqa Insurance policy Berhad
Protection Solutions: Etiqa provides motorbike insurance plan plans created to defend riders comprehensively, together with:
Third-Celebration Liability: Protection for lawful liabilities arising from incidents.
Personal Injury: Defense versus repair or replacement expenses to your motorbike.
Particular Incident: Coverage for injuries or Loss of life resulting from mishaps.
More Gains: Roadside assistance, health-related bills, and lack of extras.
Rates and Reductions: Etiqa gives competitive rates with savings for Harmless riders, multi-policy holders, and even more.
Customer support: Recognized for responsive customer care and economical promises managing.
4. Liberty Insurance coverage Berhad
Coverage Alternatives: Liberty Insurance policies delivers bike insurance plan designs with An array of motorbike insurance protection options, including:
Third-Celebration Legal responsibility: Coverage for legal liabilities ensuing from mishaps.
Individual Problems: Handles maintenance prices for your personal motorcycle due to accidents or theft.
Personal Accident: Offers compensation for bodily damage or Loss of life resulting from accidents.
Premiums and Reductions: Competitive premiums with reductions available for Secure riders, policy renewals, and loyalty programs.
Customer Service: Liberty Insurance is recognized for excellent customer service and prompt claims settlement.
five. Zurich Typical Coverage Malaysia Berhad
Protection Selections: Zurich Malaysia delivers detailed bike insurance policies strategies with the next coverage alternatives:
Third-Celebration Liability: Covers lawful liabilities for bodily damage or home damage to others.
Own Destruction: Handles repair service or alternative charges to your motorcycle because of accidents, theft, or fireplace.
Particular Incident: Gives coverage for accidental death or bodily personal injury.
Rates and Discount rates: Competitive premiums with discounts for safe riders, multi-plan holders, and advertising features.
Customer Service: Zurich Malaysia provides reliable customer care with a simple statements method and 24/7 aid.